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Financial Affidavit Audit

Matter:Marsh v. Marsh, 12th Jud. Cir., Sarasota County, Fla. (fictitious) Prepared for:Counsel for Petitioner (engaging attorney) Subject document:Respondent's Family Law Financial Affidavit, Form 12.902(c), sworn 2026-03-14 Records reviewed:12 months of statements, three depository accounts (Ex. B, C, D); the affidavit (Ex. A) Delivered:2026-07-24 · Analyst: AffidavitCheck LLC

Executive Summary

Every figure on the sworn affidavit was traced against twelve months of the produced bank records. Three material discrepancies and one undisclosed account were found. Net effect: stated income understates documented deposits by $1,293 per month ($15,517 annualized, −17.5%), one expense is overstated by $656 per month, and $14,950 moved through channels the affidavit does not mention.

Findings

Finding 1 — Income understated $1,293/mo. Affidavit line 2 states gross monthly income of $6,100. The records show 26 biweekly payroll ACH credits ("GULFTECH LLC PAYROLL") averaging $3,412.19, annualizing to $88,717 = $7,393/mo.

Cites: Ex. B (Suncoast Bank ×4417) pp. 2–13, e.g. 2026-01-09 $3,406.11; 2026-01-23 $3,419.02; 2026-02-06 $3,415.87. Full 26-entry schedule at App. A-1 · Bates MARSH-B-000002–000013.

Finding 2 — Undisclosed account. Section 3 lists two depository accounts. The produced records show 14 transfers totaling $9,450 to Coastline CU ×8825, an account appearing nowhere on the affidavit. The account was opened 2025-11-03 — 19 weeks before filing.

Cites: Ex. B p. 10 (2025-11-04 transfer $500 "TO CCU 8825") · Bates MARSH-B-000010; Ex. C opening statement · Bates MARSH-C-000001; 14-transfer schedule at App. A-2.

Finding 3 — Housing expense overstated $656/mo. Affidavit line 22 claims rent of $2,400/mo. The records show a mortgage autopay ("PNC LOAN PYMT") of $1,743.51/mo, twelve of twelve months, and no rent payee.

Cites: Ex. B pp. 2–13, 1st of each month, e.g. 2026-01-02 $1,743.51. Twelve-entry schedule at App. A-3 · Bates MARSH-B-000002–000013.

Finding 4 — Pre-filing cash and transfer pattern. Cash withdrawals averaged $180/mo (Jan–Oct 2025), then rose to $1,240/mo (Dec 2025–Feb 2026), coinciding with eleven monthly Zelle transfers of $500 to "M. Marsh" ($5,500 total). Neither pattern is reflected in the affidavit's expense schedule.

Cites: Ex. B pp. 10–13; Zelle + cash schedules at App. A-4 · Bates MARSH-B-000010–000013.

Reconciliation Table (affidavit vs. records)

Affidavit line	Stated	Records	Delta	Exhibit
2 — Gross monthly income	$6,100.00	$7,393.08	−$1,293.08	B / A-1
3 — Depository accounts	2 listed	3 documented	1 undisclosed	B, C / A-2
22 — Rent or mortgage	$2,400.00	$1,743.51	+$656.49	B / A-3
Sched. — cash & transfers	not reflected	$14,950 (12 mo)	unexplained	B / A-4

Open the Appendix — full schedules & Bates-stamped record pages, exhibit-ready →

Timeline of Note

Date	Event	Cite
2025-11-03	Coastline CU ×8825 opened (undisclosed)	Ex. C p. 1
2025-12 → 2026-02	Cash withdrawals rise ~7× over trailing average	Ex. B pp. 9–14
2026-03-14	Financial affidavit sworn	Ex. A

Method & Limitations

Every line of the subject affidavit was traced to the produced records; every deposit and withdrawal over the review period was classified; discrepancies of $50/month or more are reported, each with its exhibit and page cite. Figures are rounded to the cent as they appear in the records. This report is litigation support prepared at the direction of engaging counsel. It is not legal advice, not a CPA attestation or audit under professional auditing standards, and the analyst is a non-testifying consultant. Conclusions are limited to the documents provided; additional records may change them.

Respectfully submitted,

AffidavitCheck LLC — Litigation Support
Sarasota, Florida · affidavitcheck.com

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